Credit Administration Officer
Halan Microfinance Bank · Karachi
وصف الوظيفة
About the role
The Credit Administration Officer will support the end‑to‑end credit administration process for commercial vehicle financing. You will ensure timely loan disbursements, maintain accurate documentation, and uphold compliance with internal credit policies and regulatory standards.
Key responsibilities
- Review and verify credit proposals against internal policies and regulatory requirements.
- Ensure completeness and accuracy of customer documentation before loan disbursement.
- Coordinate with Credit Risk, Sales, and Operations teams to process cases promptly.
- Maintain proper record‑keeping and safe custody of credit files and legal documents.
- Monitor approved limits, disbursement conditions, and compliance with approved terms.
- Assist in preparing credit reports, portfolio reviews, and audit documentation.
- Support internal controls, SOPs, and regulatory guidelines adherence.
- Handle exceptions, discrepancies, and escalations related to credit cases.
- Track and manage disbursement pipelines for commercial vehicle finance cases.
- Liaise with external parties such as vendors, legal advisors, and insurers when required.
Required profile
- Bachelor’s degree in Finance, Business Administration or a related field.
- 1–3 years of experience in credit administration or banking operations.
- Strong understanding of credit documentation and loan processing.
- Good analytical, coordination and organizational abilities.
Required skills
- Proficiency in MS Office.
- Experience with banking systems.
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Halan Microfinance Bank
Karachi
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