Enterprise & Credit Risk Manager

About the role

The Enterprise & Credit Risk Manager is responsible for overseeing the end‑to‑end analysis of credit instruments, ensuring compliance with internal policies and regulatory standards, and supporting the bank’s risk appetite. The role works closely with business and credit teams to enhance credit quality and contributes to treasury middle‑office activities.

Key responsibilities

• Conduct comprehensive analysis of credit instruments, including market research, financial modelling, and regulatory assessment.
• Ensure timely turnaround of credit reviews and adherence to internal policies and prudential regulations.
• Coordinate with business and CAD teams on credit‑related issues to improve credit quality.
• Review and update risk policies, procedures, and manuals to align with best practices and regulatory changes.
• Collect market risk data for Treasury Middle Office and prepare management reports.
• Act as Green Banking resource, implementing environmental and social risk guidelines.
• Perform stress testing and scenario analysis to assess resilience under adverse conditions.
• Conduct and update Risk and Control Self‑Assessments, monitor Key Risk Indicators, and report findings.
• Develop, maintain, and validate risk rating models (ORR, FRR, ESR) ensuring regulatory compliance.
• Prepare presentations and reports for the Risk Review Committee and Board Risk Management Committee.

Required profile

• Minimum bachelor’s degree in Business Administration, FRM, ACCA or ACMA.
• At least 3 years of relevant experience in the financial sector.
• Strong knowledge of credit analysis, risk modelling, and regulatory frameworks.
• Persons with disabilities meeting the criteria are encouraged to apply.

Required skills

• Credit analysis
• Risk modelling
• Stress testing and scenario analysis