Core Banking Functional Specialist

About the role

The Core Banking Functional Specialist is an experienced banking-domain professional who understands, validates and supports end-to-end banking processes across core banking systems and integrated platforms. The role works closely with Business, Product, Technology, Operations, QA and external vendors on requirement understanding, solution validation, UAT, releases and production activities. Testing experience is not mandatory.

Key responsibilities

• Analyze core banking business requirements, functional specifications, change requests and operational processes.
• Validate end-to-end banking processes against approved requirements and expected system behaviour.
• Support implementations, enhancements, upgrades, migrations and transformation programmes.
• Validate customer, account, transaction, payment, lending and related workflows across integrated systems.
• Review business rules, calculations, fees, limits, approvals, transaction processing and accounting impacts.
• Support SIT and UAT, assist business users during UAT and release validation, and analyse production issues functionally.
• Support data validation, reconciliation and migration verification, and maintain functional documentation and process flows.
• Ensure processes comply with banking policies, controls and regulatory requirements.

Required profile

• 8+ years of overall professional experience in banking, financial services, core banking implementation, functional consulting, business analysis, product, operations or related roles.
• Mandatory hands-on experience with core banking systems and platforms such as Temenos T24, Finacle, Oracle FLEXCUBE, TCS BaNCS, iMAL or equivalent.
• Experience with banking integrations, digital channels, payment systems, middleware and external platforms.
• Understanding of banking regulations, internal controls, AML/KYC and compliance; exposure to functional testing, UAT, defect management or release validation is an added advantage.
• Fluent English; speaking or understanding Arabic is good to have for GCC-based engagements.

Required skills

• Core banking domain knowledge: customer and account management, CASA and deposits, payments and transfers, lending, cards, fees, limits and interest, and transaction processing.
• Integration and interface understanding, data validation and reconciliation.
• Requirement analysis, functional documentation, UAT and production issue analysis.
• Good to have: SQL/database validation, API and integration testing, test management or defect management tools, and banking or business analysis certifications.