Corporate Banking Team Leader - Credit Risk Management

About the role

JS Bank Limited is hiring a Team Leader for its Corporate and Commercial Banking division in Lahore, to lead a team of five professionals. The role covers credit risk management, credit proposals and portfolio risk mitigation, with close liaison with Operations Management, Branch Banking, Compliance, Audits and Risk. It is open to a seasoned professional with at least 10 years of experience in credit risk management and corporate banking.

Key responsibilities

• Supervise and review advances and credit proposals, ensuring structural accuracy and adherence to internal policies and regulatory guidelines.
• Manage complex escalations on corporate customer inquiries and complaints to keep client relationships strong.
• Coordinate with Credit Administration, Trade Operations and the Credit Risk Group to ensure timely credit limits and error-free transactions.
• Monitor the asset portfolio, identify early warning signals and manage risk to prevent downgrades and recover overdue payments.
• Ensure compliance with SBP Prudential Regulations, credit manuals and KYC/CDD/TBML protocols.
• Pursue new corporate clients, grow trade wallets and mobilize current account deposits while keeping quality and compliance.
• Resolve credit and audit deferral issues and uphold audit standards and internal controls.
• Run performance appraisals, train and mentor team members, and maintain high-quality documentation.
• Analyze portfolio trends and regulatory updates, take part in strategic planning and foster a collaborative, productive team.

Required profile

• At least 10 years of experience in credit risk management and corporate banking.
• Ability to supervise performance, handle escalations and expand the corporate client base.
• Strong understanding of SBP Prudential Regulations and credit risk processes.