Stream Head FP&A

About the role

JazzSure Insurance is looking for a Stream Head FP&A (grade L4) in Karachi to lead financial planning, forecasting and performance reporting across its insurance business. The role turns financial and operational information into insights that support business decisions, working closely with business and support teams.

Key responsibilities

• Act as a finance business partner: revenue, cost and cash flow planning, target setting and performance tracking, and driving actions for growth, cost efficiency and cash generation
• Price plan reviews, Opex and Capex appraisals (pre and post), and channel promo reviews (pre and post)
• Lead annual budgeting, forecasting and business planning
• Produce weekly, monthly and quarterly group reports, including the weekly operational report, monthly flash and management reporting, and submit planning and management reports to the HQ system
• Prepare management and group planning/forecasting review decks, monthly business performance reviews and financial presentations for Board reviews
• Support monthly closing for revenue and opex, and coordinate with Accounting, Tax and Treasury on P&L, working capital and cash flow tracking
• Monitor insurance KPIs such as GWP, claims, loss ratio, expense ratio and combined ratio, and highlight trends and variances
• Develop financial models, scenarios and profitability analysis across products and channels, and support business cases, strategic initiatives and investment decisions
• Partner with Underwriting, Actuarial, Claims, Investments and business teams, and give financial insights and recommendations to senior management and the Board
• Drive automation and continuous improvement in FP&A reporting and processes

Required profile

• 10+ years of experience in financial planning and analysis, budgeting, forecasting, management reporting and financial modelling, preferably in insurance or financial services
• CA, ICAEW or ACCA qualification with articles from Big 4 firms
• Strong understanding of insurance performance drivers and metrics (GWP, claims, loss ratio, expense ratio, combined ratio) and their link to product and channel profitability
• Ability to turn business plans, strategic initiatives and investment proposals into robust financial assessments, challenging assumptions and highlighting risks, sensitivities and opportunities

Required skills

• Financial analysis, modelling and variance analysis
• Scenario planning
• Clear communication of financial performance, risks and recommendations to senior management and the Board
• Business partnering skills and constructive challenge of assumptions

Candidates apply by 18 November 2026.