Trade Compliance Officer - TBML & Regulatory Reporting

About the role

Habib Metropolitan Bank Limited is hiring a Trade Compliance Officer (Officer TRGU) in Karachi to uphold compliance and regulatory standards on Trade-based Money Laundering (TBML) and foreign exchange transactions. The officer reviews import and export documentation, performs enhanced due diligence on high-risk transactions and verifies commercial invoices, working closely with Compliance AML, CPU-Import, CPU-Export and branch teams.

Key responsibilities

• Ensure compliance with TBML regulatory directives and the relevant sections of the Foreign Exchange Manual.
• Review import and export documents under the TBML framework and verify prices on commercial and proforma invoices against reliable market sources.
• Perform Enhanced Due Diligence (EDD) on high-risk transactions and escalate red flags to the Compliance team when customers cannot explain them.
• Collect performance information from banks declared by potential customers during TBML onboarding.
• Assess risks for Non-Traditional Banking customers, including transaction volume, source of funds and geographic risk.
• Govern high-risk transactions and commodities such as Free on Consignment (FOC) and Open Account transactions.
• Track vessels to and from Pakistan to ensure they do not take unusual routes or dock at sanctioned ports.
• Maintain records of transaction reviews and clearances to support audit trails and regulatory inspections.
• Manage large databases, identify anomalies in transaction data and resolve technical issues affecting regulatory reporting.

Required profile

• Strong analytical ability and comfort working with large datasets.
• Ability to handle system developments and technical issues promptly.
• Comfortable working under pressure and managing several tasks at once; able to take on extra responsibilities.
• Sound record-keeping discipline and a commitment to a robust compliance culture.
• No team management required, but strong interpersonal skills and collaboration across departments.

Required skills

• Microsoft Excel
• Database software