Treasury Manager

About the role

ACE Money Transfer, a UK-based fintech providing online remittance services, is looking for an experienced Treasury Manager to lead its global treasury operations. The role covers foreign exchange management, cash flow monitoring and forecasting, liquidity management, fund allocation and banking relationships across many countries and currencies. It is based in Kharian, Pakistan, on site, Monday to Friday from 1:00 PM to 10:00 PM, and reports to the Unit Head Treasury.

Key responsibilities

• Support management with data and analysis for cash monitoring, cash flow forecasting, liquidity management and treasury decisions, and prepare FX accounting, treasury performance and financial analysis reports for senior management and the Board
• Manage domestic and international cash and bank account structures, including account consolidation and cash pooling, and monitor bank accounts for controls and compliance
• Lead the global cash flow forecasting process and ensure funds are available in the right places and currencies; coordinate payments to correspondent banks, payout partners and associates
• Manage the global FX function, including policies, exposure analysis, hedging strategies, TOM deals and FX transaction tracking
• Monitor bank and general ledger balances, coordinate monthly bank reconciliations and work with bank relationship managers on unresolved items
• Support the short-term capital structure and funding strategy, and set and update competitive FX rates and pricing with sales and business development
• Define departmental functions, train and appraise Treasury staff, and maintain controls over bank access, payment platforms and treasury systems
• Identify and implement AI and automation tools for forecasting, liquidity monitoring, FX analysis, reconciliation and reporting, while keeping human oversight and data confidentiality
• Monitor FX revenue, margins and profitability by corridor and recommend pricing adjustments

Required profile

• Bachelor's or Master's degree in Finance, Accounting, Economics or a related field; a professional qualification (CA, ACCA, CFA, CTP or ACT) is preferred
• 5 to 7 years of treasury, cash management or FX experience, ideally in remittance, payments, banking or another multi-currency financial services business
• Proven experience managing relationships with banks, correspondent banks and payout partners
• Solid understanding of bank reconciliation, treasury accounting, financial controls and maker-checker processes

Required skills

• Strong knowledge of FX dealing, hedging, exposure management and settlement processes, including TOM deals
• Experience in cash flow forecasting, liquidity management, cash pooling and multi-currency bank account structures
• Advanced Excel skills; experience with treasury management systems, BI tools or AI-enabled analytics is an advantage