Valuation Quality Control/Review Appraiser

About the role

World Business Lenders (WBL) is a privately held portfolio lender specializing in real estate-secured business loans for underserved businesses, with a fully remote, multinational workforce. The Valuation Quality Control/Review Appraiser acts as a subject matter expert in residential or commercial real estate appraisal, reviewing appraisals and valuation reports prepared by internal analysts and third-party providers, identifying material deficiencies and recommending property values to the appropriate committee. The role covers appraisal review, quality control, collateral risk assessment and producing appraisals from start to finish.

Key responsibilities

• Review residential and commercial appraisals, evaluations, broker price opinions, automated valuation models, inspections and related reports, assessing their accuracy, completeness and credibility.
• Evaluate property characteristics, highest and best use, zoning, market conditions, comparables, adjustments, income assumptions, capitalization rates, cost estimates and value reconciliation.
• Identify unsupported assumptions, mathematical errors, stale data, weak comparables and other deficiencies, and return deficient reports for correction.
• Develop an independent value recommendation and recommend acceptance, modification, rejection or further investigation of submitted conclusions.
• Prepare written summaries of findings, risks and recommended values and present them to investment, asset resolution and credit review committees.
• Advise on additional appraisals, inspections, environmental reports or engineering studies when information is insufficient.
• Review the work of junior analysts and give technical guidance on appraisal methodology and report documentation.

Required profile

• Bachelor's degree in real estate, finance, accounting, economics, business or a related field.
• 7+ years of experience in real estate appraisal, appraisal review, collateral valuation, underwriting, credit or asset management, including reviewing both residential and commercial appraisals.
• State Certified General Real Estate Appraiser credential; MAI, SRA, AI-GRS, ASA, MRICS or another recognized appraisal designation.
• Experience with distressed, transitional, nonperforming, foreclosed or complex real estate preferred.
• Stable, reliable internet connection and a professional remote working environment.

Required skills

• Strong knowledge of the sales comparison, income capitalization and cost approaches, including comparable selection, market adjustments, income and expense assumptions, capitalization rates and value reconciliation.
• Proficiency with Microsoft Excel, public records, property databases, listing platforms, mapping systems and market research tools.
• Working knowledge of USPAP and appraisal independence standards.

What we offer

• Paid time off (PTO).
• Fully remote work from home.
• Compensation paid in USD.