CAD Officer - Islamic Documentation and Review

About the role

Habib Metropolitan Bank Limited is hiring a CAD Officer for its Karachi office, working on Islamic documentation and review. The officer maintains and updates critical documentation records, including deferral Management Information Systems (MIS) in the CAD module, and ensures that all collateral is correctly captured and documented so the bank can manage risk effectively.

Key responsibilities

• Review and prepare Islamic credit documentation to comply with bank policies and Islamic finance principles.
• Scrutinize legal documents related to credit approvals, collateral security and insurance policies.
• Ensure accurate and thorough collateral capturing, including analysis and documentation of collateral security and related records.
• Maintain, update and manage the Deferral MIS in the CAD module for efficient reporting and document tracking.
• Analyze and verify stock reports and insurance policies alongside Personal Property Registration documents for completeness and accuracy.
• Submit all periodic MIS reports to business units on time and precisely.
• Apply knowledge of banking policies, guidelines and credit documentation processes to support loan processing.
• Use MS Office applications to prepare, organize and maintain documentation and reports.
• Coordinate documentation activities to support credit approvals and disbursal.
• Identify documentation discrepancies, report findings and recommend corrective actions.
• Maintain detailed records of document reviews and updates to support audits and regulatory compliance.
• Communicate with stakeholders to clarify documentation requirements and answer queries on Islamic financing and credit documentation.

Required profile

• Accuracy and strong attention to detail.
• Adherence to regulatory requirements.
• Knowledge of Islamic finance principles and banking policies.

Required skills

• MS Office applications
• Credit documentation and MIS reporting