Senior Credit Analyst - Agriculture (Agri Finance)

About the role

Bank of Khyber is hiring a Senior Credit Analyst for its Agri Finance Division in Lahore. The role covers credit evaluation of agricultural financing proposals and their monitoring, with coordination with the business team and reporting on approved, pending and rejected cases.

Key responsibilities

• Analyze credit and financing proposals, renewal requests, enhancements and extensions of regular portfolio to ensure compliance with prudent business practices, bank policies and prudential regulations such as those of the SBP.
• Monitor early signs of credit quality deterioration (liquidity ratios, economic and political scenarios) and act early.
• Work closely with business teams to resolve discrepancies quickly and reduce turnaround time.
• Maintain records of approved, under-process and rejected cases, and of all policy exceptions or deviations approved by the competent authority.

Required profile

• Graduation level; a degree in Agriculture, Animal Husbandry, DVM, Accounting & Finance or another relevant field from an HEC-recognized university or a reputable foreign university is preferred.
• At least 3 years of experience in agriculture or SME credits or credit processing in a commercial bank; preference for applicants who worked in Islamic mode of financing.

The grade is up to AVP. Applications are submitted online through the bank's careers page, with a closing date of 22 November 2026.