Regulatory Compliance Manager – EU

About the role

ACE Money Transfer is seeking an experienced Regulatory Compliance Manager – EU to provide independent oversight and assurance of regulatory compliance across ACE Money Transfer Ireland Limited. You will work closely with business functions, the Head of AML & Compliance and the Legal team to ensure regulatory obligations are properly implemented and maintained.

Key responsibilities

• Monitor regulatory developments, maintain a change register and oversee timely implementation of new requirements.
• Provide independent oversight of business activities, review regulatory controls and recommend corrective actions.
• Develop and execute a risk‑based Compliance Monitoring Plan, conduct periodic reviews and report findings to senior management and governance committees.
• Review and update compliance policies, procedures and customer communications from a regulatory perspective.
• Give regulatory guidance, identify training needs and support compliance awareness initiatives.
• Prepare periodic compliance reports, escalate material breaches and coordinate with AML, Legal and Internal Audit during inspections and audits.

Required profile

• Bachelor’s degree in Law, Business, Finance or related discipline.
• 10+ years of regulatory compliance experience in financial services, preferably payments, e‑money or money remittance.
• Strong understanding of Irish and EU regulatory frameworks applicable to financial institutions.
• Proven experience in compliance monitoring, oversight, risk‑based monitoring plans and remediation tracking.
• Experience in a fintech or technology‑driven financial services environment is an advantage.

Required skills

• Regulatory judgement – interpreting requirements and providing practical recommendations.
• Independent challenge – confidently influencing business functions to take corrective action.
• Analytical thinking and report writing – producing clear, evidence‑based findings.
• Stakeholder management – building strong relationships across business, Legal and Internal Audit.