Credit Analyst – Financial Risk Assessment & Reporting

About the role

Our client is seeking a detail‑oriented Credit Analyst to prepare income estimation reports and conduct thorough financial evaluations. This full‑time position involves analyzing financial data, assessing credit risk, and delivering accurate reports to support informed credit decisions.

Key responsibilities

• Analyze income statements, balance sheets and cash flow statements to assess credit risk and financial stability of clients.
• Prepare detailed income estimation reports for internal review and decision‑making.
• Conduct credit risk assessments using qualitative and quantitative data.
• Utilize Excel and financial reporting tools to organize, analyze and interpret financial data.
• Write clear reports summarising financial analysis and credit evaluations for management.
• Collaborate with other departments to gather data and improve credit assessment accuracy.
• Monitor financial trends and update credit rating models.
• Ensure compliance with company policies and regulatory requirements.

Required profile

• Bachelor of Commerce degree.
• At least one year of experience in credit analysis or financial risk assessment.
• Detail‑oriented with strong analytical abilities.
• Ability to work independently without managing a team.

Required skills

• Advanced Excel functionalities.