Senior Branch Banking Officer

About the role

Habib Metropolitan Bank Limited is hiring a Senior Branch Banking Officer for its retail banking team, based in Islamabad, Faisalabad, Gujranwala, Karachi, Lahore, Multan, Peshawar or Sialkot. The officer manages day-to-day branch operations while ensuring compliance with regulatory requirements such as KYC and AML. The role does not involve managing a team but requires close collaboration with branch staff.

Key responsibilities

• Process cash deposits and withdrawals in local and foreign currencies, verify the authenticity of notes and instruments, and handle utility bill payments
• Initiate and process remittances such as pay orders, demand drafts and fund transfers
• Accept and process online deposits and payments, manage inward and outward clearing, and authorise postings within assigned limits
• Handle bank cheques, stop payment requests and foreign currency remittances; issue and encash time deposits; manage cheque books and debit cards; open accounts when needed
• Balance cash daily, update the Cash Book, and prepare cut and soiled notes for dispatch
• Manage ATM replenishment, balance and reporting, and settle ATM claims on time
• Ensure all transactions follow bank policies, operational manuals and KYC/AML rules, and meet turnaround times
• Keep keys to the safe, vault and ATM secure and record custodianship changes

Required profile

• Minimum of three years' experience in branch operations and cash handling
• Strong knowledge of retail banking products and services
• Proficiency in cash management and reconciliation
• Professional, service-oriented attitude with strict adherence to security and regulatory standards